Begin with what you can carry
Set a monthly comfort range that leaves room for taxes, insurance, upkeep and savings. The maximum loan amount is not a spending target.
A FIRST PURCHASE GUIDE
Your first home, explained one decision at a time.
You do not need to know every mortgage term before asking a good question.
FIRST-TIME BUYERS
A clearer view of the decision.
Learn the moving parts
Down payment, loan type, interest rate, mortgage insurance, closing costs and cash reserves all affect the picture. Ask for each to be explained in plain language.
Prepare without pressure
A lender can explain what information is needed to review your situation. A conversation is not an approval or a commitment.
EF
Edge Home Finance, LLC · Company NMLS #891464
Sergio Abbud is listed as licensed in Texas. Individual license number and current status should be confirmed with the lender before publication.